2018 Youth Football and Cheerleading Insurance Program

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Effective Date

Regardless of policy inception date, the expiration of General Liability and Excess Liability will be on 5/14/2019 at 12:01 AM. The Accident Medical portion of your coverage will expire one year (365 days) after the policy's inception date (the same is true for Catastrophic Medical coverage if applicable).

Please enter your desired effective date below. If you’re a returning client, we recommend consulting your previous year’s Certificates for an accurate renewal date. If you enter an inaccurate renewal date you may experience a period of double coverage or lapse in coverage, we will do our best to ensure this does not occur.

Medical Expiration Date:
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Liability Expiration Date:

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Program Coverage Summary Information

General Liability, Excess Liability, and Accident Medical coverage come standard with our Football Insurance Policies.

$2,000,000 General Liability Aggregate Limit
$1,000,000 General Liability per Occurrence Limit
$5,000,000 Excess Liability coverage – $6,000,000 Per Occurrence | $7,000,000 Aggregate *Sub-limits may apply
$100,000 Accident Medical Limit
$25,000 Accidental Death and Dismemberment
$1,000,000 Catastrophic Medical Limit – increases the accident medical limit to $1,000,000
$0 | $100 | $250 | $500 Available Accident Medical Deductible Options
$1,000,000 Personal and Advertising Injury Limit
$1,000,000 Products/Completed Operations Aggregate Limit
$300,000 Coverage for Damage to Rented Premises Limit
$5,000 Spectator Medical
$1,000,000 Add-on Available Non-Owned and Hired Auto Limit
$1,000,000 Abuse and Molestation Coverage Aggregate Limit
$1,000,000 Participant Legal Liability
Included *Sub-limits Apply TRIA – Terrorism Risk Insurance Act
$25,000 or $50,000 Fidelity Bond

Each Fidelity Bond protects your Organization from fraudulent or dishonest actions made by any of the Board Members listed on the Application. Those actions include but are not limited to stealing of funds or equipment from your Organization.

Each Fidelity Bond protects your Organization from fraudulent actions of up to 5 individuals. If you require coverage for 6 specific individuals (or more) you will be required to purchase 2 Fidelity Bonds (or more). The individuals are to be specified on the Football Fidelity Bond Sub-application.
$1,000,000 Directors and Officers Coverage

Protects your Organization from lawsuits that may arise from wrongful acts made by the Directors & Officers of your Organization.
$100,000 Add-on Available Cyber Liability Endorsement
Based on Value of Covered Equipment Sports Equipment Coverage (Inland Marine)

Protects your Organization in the event of loss or damage of sports equipment, snack bar equipment, uniforms and playing equipment.

Gagliardi Insurance Services - PA License # 809840 - 2018 Youth Football Application