Football Renewal Process

For clients who purchased their 2018 Football policy through us, please read the following carefully.

Liability Coverage:

The liability policies in place last year had a hard expiration date. Meaning that regardless of the effective date, both general liability and excess liability policies expire on 5/14/2019. (This applies for most, but not all of our clients, please refer to your organization’s COI’s for exact liability expiration date)

This year, unlike last year, all policies in place for 2019 are running annual policies. Thus, regardless of the effective date of your initial policy, the policy will run for 1 year.

Renewal Overview:

The 2019 Football Application is designed to renew all policies with the same effective and expiration dates. Thus, when renewing please enter the expiration date of your current accident medical policy as the effective date for your policies this year. This date will be the date all policies obtained will go into effect for this year, with all policies expiring on the same date 1 year in the future.

As the majority of our clients’ liability policy expires before their accident medical policy we are offering a gap liability policy. This gap liability policy will run from 5/14/2019 or the date of application submission (whichever is later) to the expiration date of your organization’s current accident medical policy.

Who Needs Gap Liability Coverage?

The gap liability policy is designed to ensure your organization does not experience a lapse in liability coverage. Thus, if your organization is holding any practices or events between 5/14/2019 and the expiration date of your current accident medical policy we recommend you obtain this gap liability policy.

The gap liability policy is $150 regardless of team count. When you renew both your liability and accident medical policies with us later this year $150 will be deducted from the premium due at that time. In other words, obtaining the gap liability policy will not result in any additional premium due so long as your organization renews your 2019 policies with us.

Recommended Renewal Process:

Step One:

Complete the Rates Request Form to obtain our 2019 Football Insurance Rates.

2019 Football Insurance Rates

Upon submission you will receive an email containing the 2019 Football Rates Sheet.

Step Two:

If you need gap liability insurance, but are not prepared to renew your policies for 2019, please obtain gap liability coverage on or before 5/14/2019. Failure to complete this application prior to 5/14/2019 will result in a lapse of liability coverage starting on 5/14/19 till date of application completion.

If you are ready to renew your policy for 2019 and require gap liability insurance, please skip down to Step Three.

  • Gap Liability Policy Application:
    • Login (top right)
    • Return to this page
    • Select 2019 Football Gap Liability Insurance Application below
      • Please Note: Failure to login prior to starting the 2019 Football Gap Liability Insurance Application may cause issues in the future.

2019 Football Gap Insurance Application

Upon submission of application, our team will review your current policy effective dates and provide you with proof of liability insurance between 5/14/2019 or the date of application submission (whichever is later) and the expiration date of your organization’s current accident medical policy. (Please allow for 3 to 5 business for processing)**

**This only applies to those who purchase the Gap Liability Policy prior to renewal. For those who do not require gap liability insurance and those purchasing gap liability coverage through the 2019 renewal application (step three below), your normal renewal documents will be automatically populated into your client portal upon payment.

Step Three:

Once your organization is ready to renew all of your policies for 2019 complete the 2019 Football Application.

  • 2019 Football Application:
    • Login (top right)
    • Return to this page
    • Select 2019 Football Gap Insurance Application below
      • Please Note: Failure to login prior to starting the 2019 Football Insurance Application may cause issues regarding your policy effective date (Especially true for those who have purchased Gap Liability Insurance).

2019 Football Online Application

Certificates of Coverage for General Liability, Accident Medical, and Directors & Officers are automatically populated into your client portal. You should receive an email within minutes.

IMPORTANT

For those who are renewing their policies for 2019 and have not completed the Gap Liability Insurance Application, but require gap liability insurance. When completing the 2019 Football Application follow the following steps.

  • Select “Renewal” (on first page of application)
    • Select Gap Liability Coverage Opt-In
      • No additional premium will be required
      • The Gap Liability Policy will go into effect of 5/14/2019 or the date of application submission (whichever is later) and expire the date your 2019 year long policies goes into effect. Thus, if you require Gap Liability Insurance on 5/14/19, but are not prepared to renew your policies as a whole please refer back to step two.

If you have any questions regarding the renewal process, please do not hesitate to reach out.

 

Other sports we insure

Baseball

Amateur Sports

PONY Leagues